Heart Surgery Financial Assistance

There are many costs associated with heart transplantation.  A financial assessment helps the transplant finance office to establish financial eligibility and benefits. Your insurance policy should be reviewed yearly and evaluated. Areas you may want to question include:

• Is heart transplantation a covered procedure by your policy?
• Are there minimums, maximums, or exclusions regarding transplant, rehabilitation (inpatient and outpatient), and home health?
• Is there a lifetime maximum on my policy?
• Is cardiac rehabilitation covered?
• Are post-transplant tests covered?
• Are immunosuppressant drugs covered? Are there caps on generic vs. brand names and what will the associated cost be?

Our finance staff will assist you to identify resource programs and agencies which will aid your adjustments to the transplant experience. Charitable organizations offer transplant information and provide limited financial assistance. Advocacy organizations advise transplant patients on financial matters. Generally, all charitable and advocacy organizations work hard to be responsive to patient needs.

Patients and families often use public fund raising to cover expenses not paid by medical insurance.

Information regarding housing needs, transportation, and post transplant financial planning should be discussed during your initial consultation with the transplant social worker. The following are some transplant financial resources: COTA, Angel Flight, National Transplant Assistance Fund, National Organ Transplant Foundation, Organ Transplant Fund, Inc., The Transplant Foundation, Inc.

For more detailed information on transplant costs and financial assistance, please contact us by filling out our Contact Form.